/* Business Risk Explained — v1.2
   Responsive authority layout
   Laptop width fix
   Uses .content instead of .prose
*/

:root{
  --bg:#f6f7fb;
  --surface:#ffffff;
  --text:#0f172a;
  --muted:#475569;
  --border:rgba(15,23,42,.12);
  --shadow:0 10px 28px rgba(15,23,42,.08);

  --brand:#0f766e;
  --brand2:#1e40af;

  --link:#1e40af;
  --linkHover:#0f766e;

  --max:1240px;
  --radius:18px;
}

*{box-sizing:border-box}

html,body{
  margin:0;
  padding:0;
}

body{
  font-family: ui-sans-serif, system-ui, -apple-system, Segoe UI, Roboto, Helvetica, Arial;
  font-size:17px;

  background:
  radial-gradient(1200px 600px at 10% -10%, rgba(15,118,110,.10), transparent 60%),
  radial-gradient(1200px 600px at 90% -10%, rgba(30,64,175,.10), transparent 55%),
  var(--bg);

  color:var(--text);
  line-height:1.6;
}

a{
  color:var(--link);
  text-decoration:none;
}

a:hover{
  color:var(--linkHover);
  text-decoration:underline;
}

/* Container */

.wrap{
  width:100%;
  max-width:var(--max);
  margin:0 auto;
  padding:0 22px;
}

/* Header */

header{
  position:sticky;
  top:0;
  z-index:50;
  background:rgba(246,247,251,.78);
  backdrop-filter:saturate(180%) blur(10px);
  border-bottom:1px solid var(--border);
}

.nav{
  display:flex;
  align-items:center;
  justify-content:space-between;
  padding:12px 0;
  gap:14px;
  flex-wrap:wrap;
}

.brand{
  display:flex;
  align-items:center;
  gap:10px;
  min-width:0;
}

.mark{
  width:34px;
  height:34px;
  border-radius:12px;
  background:linear-gradient(135deg,var(--brand),var(--brand2));
  box-shadow:0 10px 18px rgba(15,23,42,.10);
}

.brand a{
  font-weight:800;
  letter-spacing:.2px;
  color:var(--text);
}

.badge{
  font-size:.78rem;
  color:rgba(15,23,42,.82);
  border:1px solid var(--border);
  background:rgba(255,255,255,.70);
  padding:4px 10px;
  border-radius:999px;
}

.links{
  display:flex;
  gap:14px;
  flex-wrap:wrap;
  margin-left:auto;
}

.links a{
  font-weight:600;
  color:rgba(15,23,42,.82);
}

.links a:hover{
  color:var(--linkHover);
  text-decoration:none;
}

/* Hero */

.hero{
  padding:36px 0 18px;
}

.hero-card{
  background:var(--surface);
  border:1px solid var(--border);
  border-radius:calc(var(--radius) + 4px);
  box-shadow:var(--shadow);
  padding:26px;
}

/* Featured card (first card on homepage) */

.grid .card:first-child{
  grid-column: span 8;
  padding:22px;
}

.grid .card:first-child h2{
  font-size:1.3rem;
}

.grid .card:nth-child(2){
  grid-column: span 4;
}

.kicker{
  display:inline-flex;
  align-items:center;
  gap:10px;
  font-size:.9rem;
  color:rgba(15,23,42,.78);
  margin-bottom:10px;
}

.dot{
  width:9px;
  height:9px;
  border-radius:99px;
  background:var(--brand);
  box-shadow:0 0 0 4px rgba(15,118,110,.12);
}

h1{
  font-size:clamp(1.75rem,2.2vw,2.2rem);
  line-height:1.2;
  margin:0 0 10px;
}

p.lead{
  font-size:clamp(1.02rem,1.1vw,1.1rem);
  color:rgba(15,23,42,.86);
  margin:0 0 10px;
}

/* Grid */

.grid{
  display:grid;
  gap:18px;
  grid-template-columns:repeat(12,1fr);
  margin:22px 0 34px;
}

.card{
  background:var(--surface);
  border:1px solid var(--border);
  border-radius:var(--radius);
  box-shadow:0 8px 18px rgba(15,23,42,.06);
  padding:18px;
}

.card h2{
  margin:0 0 6px;
  font-size:1.1rem;
}

.card p{
  margin:0;
  color:rgba(15,23,42,.78);
}

.span-6{grid-column:span 6}
.span-4{grid-column:span 4}
.span-8{grid-column:span 8}
.span-12{grid-column:span 12}

/* Lists */

.list{
  margin:8px 0 0;
  padding:0;
  list-style:none;
}

.list li{
  padding:10px 0;
  border-top:1px solid var(--border);
}

.list li:first-child{
  border-top:0;
}

.meta{
  color:rgba(15,23,42,.72);
  font-size:.92rem;
}

/* Article content */

.content{
  background:var(--surface);
  border:1px solid var(--border);
  border-radius:calc(var(--radius) + 4px);
  box-shadow:var(--shadow);
  padding:32px;
  margin:18px auto 30px;
  max-width:960px;   /* wider reading column */
}

.content h1{
  font-size:1.85rem;
}

.content h2{
  font-size:1.25rem;
  margin-top:18px;
}

.content ul{
  padding-left:20px;
}

/* Callouts */

.callout{
  border-left:4px solid var(--brand);
  background:rgba(15,118,110,.06);
  padding:14px;
  border-radius:12px;
  margin:14px 0;
}

/* Footer */

footer{
  border-top:1px solid var(--border);
  padding:24px 0;
  color:rgba(15,23,42,.72);
}

.footer-grid{
  display:grid;
  gap:14px;
  grid-template-columns:repeat(12,1fr);
}

small{
  display:block;
  color:rgba(15,23,42,.65);
}

.pill{
  display:inline-flex;
  align-items:center;
  gap:8px;
  border:1px solid var(--border);
  background:rgba(255,255,255,.70);
  padding:8px 12px;
  border-radius:999px;
}

.pill .mini{
  width:8px;
  height:8px;
  border-radius:99px;
  background:var(--brand2);
}

/* Laptop spacing */

@media (min-width:900px){

  .wrap{
    padding:0 28px;
  }

  .hero{
    padding:44px 0 24px;
  }

  .hero-card{
    padding:30px;
  }

  .content{
    padding:32px;
  }

}

/* Mobile */

@media (max-width:860px){

  h1{
    font-size:1.7rem;
  }

  .span-6,
  .span-4,
  .span-8{
    grid-column:span 12;
  }

  .links{
    justify-content:flex-start;
  }

}

@media (max-width:860px){

  .grid .card:first-child,
  .grid .card:nth-child(2){
    grid-column:span 12;
  }

}